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Paying the Bills: The Top Ways to Finance Your Hearing Aids
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Paying the Bills: The Top Ways to Finance Your Hearing Aids

Published On: June 19, 2019

Paying the Bills: The Top Ways to Finance Your Hearing Aids

hearing aid cost

Approximately 25 percent of adults aged 65 to 74 suffer from disabling hearing loss. The same is true of 50 percent of adults aged 75 and older.

If you’re part of either of these groups, you could likely benefit from wearing hearing aids.

Many people who could benefit from hearing aids don’t wear them, though. Often, they opt out of them because they’re too expensive.

Listed below are some helpful tips on how to lower your hearing aid cost and make sure you can pay for them.

If you’ve been avoiding buying hearing aids because you think you can’t afford them, keep reading.

Factors that Influence Hearing Aid Cost

Have you ever wondered why hearing aids are so expensive? What makes these little devices worth thousands of dollars a piece?

There are a lot of factors that influence the cost of hearing aids, including the following:

Level and Type of Hearing Loss

The cost of your hearing aids will depend on the type of hearing loss you’re experiencing, as well as the severity of that hearing loss. You might need a more advanced (and more expensive) type of hearing aid if your hearing loss is particularly severe, for example.

Number of Hearing Aids Needed

You’ll also pay more money if you need two hearing aids instead of just one. You might be tempted to only pay for one hearing aid to cut costs, but don’t do this if you really need two. There are other ways to spend less (more on that in a minute).

Insurance Coverage

The amount of money you pay out of pocket will vary depending on your insurance coverage. Some insurance providers will cover a significant portion of the cost, and others will not.

Technology Level

If you want more advanced, high-tech hearing aids, you’re going to have to pay more than you will for basic models. Even basic models can be expensive, it’s true, but they cost pennies compared to some of the newer styles.

Accessories and Add-ons

You’ll pay more money, too, if you invest in a lot of accessories and add-ons for your hearing aids. It’s easy to get upsold and convinced that you need these extras, but that’s often not the case.

Additional Services

Remember, too, that many clinics will bundle the cost of your hearing test, examinations, and fittings in with the cost of your hearing aids. This can lead to a high bill when you go to actually purchase your hearing aids.

How to Save Money on Hearing Aids

There are many factors that go into determining the price of hearing aids. You don’t have to accept the prices you see at face value, though.

There are plenty of things you can do to finance and bring down the price of hearing aids, including the following:


Medicare does not pay for hearing aids at this time. However, many people don’t realize that they can pay for hearing aids with Medicaid benefits.

Each state has slightly different requirements, but most states offer to cover at least a portion of hearing aids for adults who are utilizing these benefits.

Veterans Benefits

If you’re a veteran, you may be able to have the cost of your hearing aids covered by the Department of Veteran Affairs.

If your hearing loss is connected to your military service or a medical condition that’s being treated at a VA hospital, your hearing aids will also likely be covered.

Federal Employee Assistance

If you are a federal employee, you may qualify for assistance paying for basic hearing aids. Depending on your specific insurance plan, this assistance applies to you and your family members.

State-Run Programs

Low-income individuals can often cover the cost of hearing aids with the help of state-run programs.

There are lots of local charitable programs that will help to foot the bill for people who need help paying for hearing aids.

Reach out to your state’s vocational rehabilitation department to see if any such programs exist in your area.

Online Shopping

Even if you can’t find any programs that will help to offset the cost of your hearing aids, there are still lots of strategies you can use to save money.

For example, buying your hearing aids online is a great way to lower the cost.

You can find lots of deals when you shop online. Be sure to compare your options before you check out to make sure you’re getting the best price possible.


Look for a clinic that will “unbundle” your hearing aids and hearing treatment. If you don’t need testing or fittings, there’s no need to pay extra for these services. Look for a clinic that will just charge you for the hearing aids instead.

Don’t Buy the Latest Technology

If you don’t need the latest technology, don’t buy it.

When you’re working with a budget, it’s best to stick to the basic model if that will improve your hearing and give you what you need.

Don’t let yourself get drawn in by new technology and fancy-but-unnecessary features.

Don’t Pay for Extras

Some hearing aid accessories are incredibly useful and worth the extra cost. You don’t need every accessory on the market, though.

Use discretion when shopping and looking at accessories and think carefully about what is a want and what is a need.

Avoid extras that won’t really add to your experience or won’t get used more than once or twice per year.

Compare Hearing Aids Today

You definitely don’t have to go broke just to be able to hear clearly.

As you can see, there are plenty of different strategies you can use to save money and lower your hearing aid cost.

Put these tips into practice and you’ll be amazed at how much more affordable hearing aids can become.

Do you need help finding the most affordable hearing aids for your needs? If so, we can help.

Check out the Hearing Aid Buying Guide on our site today for information on the different types of hearing aids and how you can compare them when you start shopping.